Simulating Card Payments
Simulate the response to a card authorization request. You can return specific response codes by specifying different amounts under $1.00 in the request.
For regular testing, do not use amounts less than $1.00 (100 in minor units) as this will trigger different decline or delay cases.
| Amount (Minor Units) | HTTP Status Code | Error Code | Response |
|---|---|---|---|
| 1 | 200 | Approved | |
| 4 | 402 | 3015 | The bank has requested that you process the transaction manually by calling the card holder's credit card company. |
| 5 | 402 | 3009 | Your request has been declined by the issuing bank. |
| 6 | 500 | 1007 | Clearing house timeout (although the simulator returns immediately; if delay is desired, see amount 96). |
| 11 | 402 | 3022 | The card has been declined due to insufficient funds. |
| 12 | 402 | 3023 | Your request has been declined by the issuing bank due to its proprietary card activity regulations. |
| 13 | 402 | 3024 | Your request has been declined because the issuing bank does not permit the transaction for this card. |
| 20 | 500 | 1007 | An internal error occurred. |
| 23 | 402 | 4002 | The transaction was declined by our Risk Management department. |
| 24 | 402 | 3007 | Your request has failed the AVS check. |
| 25 | 402 | 4001 | The card number or email address associated with this transaction is in our negative database. |
| 77 | 402 | 3060 | Applies for Acquiring (UK/EU). Your request has been declined because Strong Customer Authentication is required. |
| 90 | 200 | Approved with 5-second delay | |
| 91 | 200 | Approved with 10-second delay | |
| 92 | 200 | Approved with 15-second delay | |
| 93 | 200 | Approved with 20-second delay | |
| 94 | 200 | Approved with 25-second delay | |
| 95 | 200 | Approved with 30-second delay | |
| 96 | 500 | 1007 | Declined with 35-second delay. Transaction timed out after 30 seconds. |
| 100 | 200 | Approved |
cURL -X POST https://api.test.paysafe.com/cardpayments/v1/accounts/89987201/auths \
-u devcentre322:B-qa2-0-53625f86-302c021476f52bdc9deab7aea876bb28762e62f92fc6712d0214736abf501e9675e55940e83ef77f5c304edc7968 \
-H 'Content-Type: application/json' \
-d ' {
"merchantRefNum" : "demosimulate-2",
"amount" : 4,
"settleWithAuth":true,
"card" : {
"cardNum" : "4111111111111111",
"cardExpiry":{
"month":2,
"year":2027
},
"cvv":123
},
"billingDetails":{
"street":"100 Queen Street West",
"city":"Toronto",
"state":"ON",
"country":"CA",
"zip":"M5H 2N2"
}
} '
{
"links":[
{
"rel":"self",
"href":"https://api.test.paysafe.com/cardpayments/v1/accounts/89987201/auths/41745f5d-842b-4a3a-bee5-fc558e566f2f"
}
],
"id":"41745f5d-842b-4a3a-bee5-fc558e566f2f",
"merchantRefNum":"demosimulate-2",
"error":{
"code":"3015",
"message":"The bank has requested that you process the transaction manually by calling the cardholder's credit card company."
},
"riskReasonCode":[
1003
],
"cvvVerification":"MATCH"
}
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