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About EPS

EPS is a SEPA account-to-account payment solution in Austria. It allows consumers to pay for their online purchases instantly using their banking credentials.

EPS at a glance

Payment type

Bank transfer

Countries
  • Consumer country:  Austria (AT)
  • Merchant country:  Austria (AT)
Currencies
  • Consumer currency:  EUR
  • Processing currency:  EUR
  • Settlement currency:  EUR
Transaction types
  • Payments:  YES
  • Payouts:  YES
    NOTE: Only linked payouts are supported.
  • Refunds:  YES
  • Partial refunds:  NO
  • Chargebacks:  NO
  • Recurring payments:  NO
Transaction limits

Payments:  €0.01 minimum;  €5,000 maximum

Settlement model Paysafe settles the amount directly to the Skrill Merchant Wallet for all payments.
Other supported types
  • Disputes:  NO
  • Guarantee:  NO
Reporting You can review your transactions in Optic and the Skrill Business Portal.
Supported languages German

Note on currencies

  • You can submit payments in the following presentment currencies: EUR.
  • For the best consumer experience, we recommend that you submit payments in the consumer’s local currency so that a single currency is used throughout the payment experience: EUR (EPS).

Prerequisites

To use EPS on our gateway, you need:

  • Your standard Paysafe credentials.

Your assigned solution engineer/ support manager can guide you through these steps.

Certification

Unless you use our Checkout, you also need to certify with Paysafe prior to going live. Your assigned solution engineer/ support manager can help you with this.

Integration options

We offer the following integration options for EPS:

Payments API:  YES

Paysafe Checkout:  YES

Paysafe JS:  NO

Mobile SDKs:  NO

Supported use cases

You can make the following types of transaction:

  • Use case 1: Payments
  • Use case 2: Linked payouts
  • Use case 3: Refunds 

Best practice

We recommend that you follow this best practice guideline:

  • Use a webhook or query so that you always know the latest status - for example, you cannot rely on the consumer returning to your website as some consumers may close their browser.

Next steps