About Openbucks
Openbucks is a cash alternative solution founded in 2011 and acquired by Paysafe in 2020. We enable online merchants to accept cash via local retailer gift cards as a form of payment from consumers who do not use bank accounts or credit cards to transact online (non-banked, underbanked or cash-preferred consumers). We do this by partnering with major retailers in the United States including CVS Pharmacy, Dollar General, Obucks and PaysafeCard to allow consumers to use their gift cards to convert cash to an online form of payment with integrated merchants. Popular accepted merchant verticals include: Games, sweeps, digital goods, ecommerce, mobile top up, bill pay, travel and hospitality.
Merchant onboarding and settlements
You can choose to have your settlements processed in one of two ways:
Option 1: Skrill Wallet settlements, where you will contract and onboard with Skrill Quick Checkout and use the required parameters outlined in the Best practice section below.
Option 2: Direct ACH settlements, where you will contract and onboard directly with PaysafeCard or Openbucks and use the required parameters outlined in the Best practice section.
For additional information on your settlement options, please contact your assigned solution engineer/ support manager.
Openbucks at a glance
| Payment type | Openbucks payment methods:
| |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Countries |
| |||||||||||||||
| Currencies |
| |||||||||||||||
| Transaction types |
| |||||||||||||||
| Transaction limits |
| |||||||||||||||
| Settlement model |
| |||||||||||||||
| Other supported types |
| |||||||||||||||
| Reporting |
| |||||||||||||||
| Supported languages | EN |
Prerequisites
To use these payment methods on our gateway, you need:
- Your standard Paysafe credentials.
Your assigned solution engineer/ support manager can guide you through these steps.
NOTE: To use these payment methods, you must onboard through either Skrill Quick Checkout (Skrill Wallet settlements) or PaysafeCard solutions (PaysafeCard/ Openbucks direct ACH settlements).
Certification
Unless you use our Checkout, you also need to certify with Paysafe prior to going live. Your assigned solution engineer/ support manager can help you with this.
We recommend conducting penny testing in the production environment to ensure proper transaction flow before going live.
Integration options
We offer the following integration options for Openbucks payment methods:
Payments API: YES
Paysafe Checkout: NO
Paysafe JS: NO
Mobile SDKs: NO
Supported use cases
You can make the following types of transaction:
- Use case 1: Payments
Best practice
Configuring the payment methods
Once we have enabled your merchant ID to accept gift card payments, you will need to configure the payment button or buttons on your website using the correct payment method codes.
Use one of the following options:
| Button display options | Skrill Wallet settlements (if you are contracted via Skrill) | Direct ACH settlements (if you are contracted via PaysafeCard / Openbucks) |
|---|---|---|
| Option 1: Display separate payment buttons (recommended) With this configuration, you display separate payment buttons on your website for each gift card you accept. When the consumer clicks a payment button, they will be redirected directly to a specific gift card payment page to complete their purchase. | Mandatory parameters:
| Mandatory parameters:
|
| Option 2: Display one gift card payment button With this configuration, you display one payment button on your website to represent all the different gift cards you accept. When the consumer clicks the button, they will be redirected to a card selector page where they can select their desired gift card and then proceed to the specific gift card payment page to complete their purchase. | Mandatory parameters:
| Mandatory parameters:
|