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Direct Debit

You can integrate your e-commerce application directly to our platform-agnostic Direct Debit API and process purchases and credits through a variety of bank schemes.

Click the links below to view our code samples.

Verify That the Service Is Accessible

bool isOnline = client.directDebitService().monitor();

Direct Debit Purchases

Process a Purchase

Purchases purchase = Purchases.Builder()

                .merchantRefNum(System.Guid.NewGuid().ToString())

                .amount(999999999)

                .ach()

                     .accountHolderName("computadora")

                     .accountNumber(getRandomNumber())

                     .accountType("CHECKING")

                     .routingNumber("211589828")

                     .payMethod("WEB")

                     .Done()

                     .customerIp("192.0.126.111")

                .profile()

                       .firstName("John")

                       .lastName("Smith")

                       .email("john.smith@somedomain.com")

                       .Done()

                 .billingDetails()

                        .street("100 Queen Street West")

                        .city("Los Angeles")

                        .state("CA")

                        .country("US")

                        .zip("90210")

                        .phone("3102649010")

                        .Done()

                 .Build();

            Purchases response = client.directDebitService().submit(purchase);
                                

Purchases response = client.directDebitService().submit(Purchases.Builder()

                 .merchantRefNum(account.merchantRefNum())

                 .amount(10038)

                 .ach()

                        .paymentToken(account.paymentToken())

                        .payMethod("WEB")

                        .Done()

                 .Build());
                                

Purchases purchase = Purchases.Builder()

                .merchantRefNum(System.Guid.NewGuid().ToString())

                .amount(10098)

                .eft()

                     .accountHolderName("XYZ Company")

                     .accountNumber(getRandomNumber())

                     .transitNumber("22446")

                     .institutionId("001")

                     .Done()

                .customerIp("192.0.126.111")

                .profile()

                       .firstName("John")

                       .lastName("Smith")

                       .email("john.smith@somedomain.com")

                       .Done()

                 .billingDetails()

                        .street("100 Queen Street West")

                        .city("Ottawa")

                        .state("ON")

                        .country("CA")

                        .zip("M1M1M1")

                        .phone("6139991100")

                        .Done()

                 .Build();

            Purchases response = client.directDebitService().submit(purchase);
                                

Purchases response = client.directDebitService().submit(Purchases.Builder()

             .merchantRefNum(System.Guid.NewGuid().ToString())

             .amount(10038)

             .eft()

                  .paymentToken(account.paymentToken())

                  .Done()

                .Build());
                                

Purchases response = client.directDebitService().submit(Purchases.Builder()

             .merchantRefNum(System.Guid.NewGuid().ToString())

             .amount(10038)

             .bacs()

                  .paymentToken(account.paymentToken())

                  .Done()

             .Build());
                                

Purchases response = client.directDebitService().submit(Purchases.Builder()

                 .merchantRefNum(System.Guid.NewGuid().ToString())

                 .amount(10038)

                 .sepa()

                        .paymentToken(account.paymentToken())

                        .Done()

                .Build());

Cancel a Purchase

Purchases response = client.directDebitService().cancel(Purchases.Builder()

                .status("CANCELLED")

                .id(purchase.id())

                .Build());

Look Up a Purchase

Purchases response = client.directDebitService().get(Purchases.Builder()

                .id(purchase.id())

                .Build());
                                

Pagerator<Purchases> response = client.directDebitService().getPurchase(Purchases.Builder()

                .merchantRefNum(purchase.merchantRefNum())

                .Build());

Direct Debit Standalone Credits

Process a Standalone Credit

StandaloneCredits standalonecredit = StandaloneCredits.Builder()

                .merchantRefNum(System.Guid.NewGuid().ToString())

                .amount(10000)

                .ach()

                     .accountHolderName("John Smith")

                     .accountNumber("983417698")

                     .accountType("CHECKING")

                     .routingNumber("211589828")

                     .payMethod("WEB")

                     .Done()

                 .customerIp("192.0.126.111")

                .profile()

                       .firstName("John")

                       .lastName("Smith")

                       .email("john.smith@somedomain.com")

                       .Done()

                 .billingDetails()

                        .street("100 Queen Street West")

                        .city("Los Angeles")

                        .state("CA")

                        .country("US")

                        .zip("90210")

                        .phone("3102649010")

                        .Done()

                 .Build();

StandaloneCredits response = client.directDebitService().submit(standalonecredit);
                                

StandaloneCredits response = client.directDebitService().submit(StandaloneCredits.Builder()

             .merchantRefNum(account.merchantRefNum())

             .amount(10038)

             .ach()

                  .paymentToken(account.paymentToken())

                  .payMethod("WEB")

                  .Done()

             .Build());
                                

StandaloneCredits standalonecredit = StandaloneCredits.Builder()

                .merchantRefNum(System.Guid.NewGuid().ToString())

                .amount(10098)

                .eft()

                     .accountHolderName("John Smith")

                     .accountNumber(getRandomNumber())

                     .transitNumber("22446")

                     .institutionId("001")

                     .Done()

                .customerIp("192.0.126.111")

                .profile()

                       .firstName("John")

                       .lastName("Smith")

                       .email("john.smith@somedomain.com")

                       .Done()

                 .billingDetails()

                        .street("100 Queen Street West")

                        .city("Los Angeles")

                        .state("CA")

                        .country("US")

                        .zip("90210")

                        .phone("3102649010")

                        .Done()

                 .Build();

StandaloneCredits response = client.directDebitService().submit(standalonecredit);
                                

StandaloneCredits response = client.directDebitService().submit(StandaloneCredits.Builder()

             .merchantRefNum(System.Guid.NewGuid().ToString())

             .amount(10038)

             .eft()

                  .paymentToken(account.paymentToken())

                  .Done()

             .Build());
                                

StandaloneCredits standalonecredit = StandaloneCredits.Builder()

                .merchantRefNum(System.Guid.NewGuid().ToString())

                .amount(10000)

                .bacs()

                    .paymentToken(account.paymentToken())

                     .Done()

                .Build();

Cancel a Standalone Credit

StandaloneCredits standalonecredit_response = client.directDebitService().cancel(StandaloneCredits.Builder()

                .status("CANCELLED")

                .id(response.id())

                .Build());

Look Up a Standalone Credit

StandaloneCredits response = client.directDebitService().get(StandaloneCredits.Builder()

                .id(response.id())

                .Build());
                                

Pagerator<StandaloneCredits> response = client.directDebitService().getStandaloneCredits(StandaloneCredits.Builder()

                .merchantRefNum(standalonecredits.merchantRefNum())

                .Build());
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