- REST APIs
- Welcome
- Card Payments
- 3D Secure 2
- Vault
- Getting Started
- Using the API
- Typical API Calls
- Verify That the Service Is Accessible
- Create a Profile for a Customer
- Add an Address to a Profile
- Add a Card to a Profile
- Add a Bank Account to a Profile
- Create an Apple Pay Single-Use Token
- Create a Google Pay Single-Use Token
- Create a Mobile Single-Use Token
- Create a Direct Debit Single-Use Token
- Process a Transaction Using a Payment Token
- API Reference
- Test and Go Live
- Direct Debit
- Apple Pay
- Google Pay
- Alternate Payments
- Reports API
- ISV Reports
- Platforms
- Overview
- Accounts API V1
- Getting Started
- Using the API
- Typical API Calls
- Verify That the Service Is Accessible
- Create a New Merchant
- Create a New Merchant Account
- Create a New User
- Add an Address
- Create a Business Owner
- Add a Business Owner Address
- Add a Business Owner Identity Document
- Add a Merchant Bank Account
- Accept Our Terms and Conditions
- Activate the New Merchant Account
- Validate the Bank Account
- Enable Webhooks to Receive Application Statuses
- Test and Go Live
- Subaccounts
- Applications API
- Split Payouts
- Balance Transfers
- Paysafe Payments API
- Paysafe Checkout
- Paysafe JS
- Payments API
- Bad Bin API
- Reference Information
- SDKs
- Mobile SDKs
- Additional Documentation
- Resources and Support
- Shopping Carts
- Classic APIs
- Glossary
Purchase Return Authorizations
Card schemes are introducing an authorization requirement, or mandate, for return transactions (also known as a cardholder refund). Authorizing a return enables the card issuer to validate the cardholder account, decline potentially fraudulent cards, and minimize chargebacks if the account does not exist or is closed.
The return authorization message is intended to improve the return process by enabling cardholders to view a credit/return on their online banking statement in real-time, as well as support other issuer services such as text alerts, to improve the cardholder experience and minimize return inquiries.