Overview of the Onboarding Flow
Before you can start initiating calls to the Account Management API you need to have the following:
- A Platform Partner account – To get your Platform Partner account for the Test environment, please contact email@example.com.
- Authentication credentials – To receive your Platform Partner authentication credentials, please contact firstname.lastname@example.org.
Here is a brief overview of the work flow you might follow to board a merchant.
|Number||Type of API Call||Purpose|
|1||Create a Merchant||This call creates a Merchant with Paysafe.|
|2||Create a Merchant Account|| |
This call creates a merchant account associated with the Merchant. The merchant will use this account to process transactions.You must create a different merchant account for each payment method/currency combination you want to support (e.g., USD credit card, CAD Direct Debit, etc.).
|3||Create a User||This call creates a user associated with the merchant account. Users can sign in to the Paysafe Merchant Back Office to view transactions processed through that account.Once you have created a user for a merchant account, you can associate that user to additional merchant accounts you create.|
|4||Create a Merchant Address||This call adds an address that is associated with the merchant account.|
|5||Create a Business Owner||This call adds a business owner of the merchant account. Consult these tables to see requirements for adding a business owner to a merchant account.|
|6||Create Business Owner Addresses||This call adds a current address for the business owner. In some jurisdictions, if the business owner has lived at the current address for fewer than 3 years, you must also add a previous address.|
|7||Create a Business Owner Identity Document||This call adds an identity document for the business owner, e.g., a driving license or passport. The identity document required varies by jurisdiction.|
|8||Create a Merchant Bank Account||This call creates a bank account for the merchant. This is the account into which their processed funds will be settled.|
|9||Get Terms and Conditions||This call retrieves the Terms and Conditions in HTML format for you to read.|
|10||Accept Terms and Conditions|| |
The Platform Partner must display the Paysafe Terms and Conditions (T&Cs) to their merchant applicant. By accepting the T&Cs, the merchant acknowledges that they have read and accepted them for the services that are provided. Platform Partners are able to request the T&Cs for each product they offer through the Account Management API.
|11||Activate Merchant Account||This call submits the merchant application for activation by Paysafe. After the application has been received it will be reviewed by our Risk and Compliance teams.|
|12||Account Status Notification|| |
You can enable webhooks in the Paysafe Merchant Back Office in order to receive account status updates.
This is not an API call.
|13||Validate the Merchant Bank Account||This validates the applicant's bank account information. For some jurisdictions this is done by verifying the amount of a microdeposit made by Paysafe into that bank account.|
The Onboarding Flow graphic helps to illustrate this work flow.