Identification Request Test Values for Canadian Merchants

Use the following values when sending an Identity Verification request to the Test environment.

Field Value
firstName James
lastName TESTHETFIELD
street 270 rue Olier
city Chicoutimi
state QC
zip G7G4J3
dateOfBirth.month 3
dateOfBirth.year 1976

Example Responses

The following examples show typical responses to Identity API requests.

Successful Identity Request Response
{
	"links": [{
			"rel": "self",
			"href": "https://api.test.paysafe.com/identity/v1/accounts/1001085300/identifications/1881490"
		},
		{
			"rel": "followupQuestions",
			"href": "https://api.test.paysafe.com/identity/v1/accounts/1001085300/identifications/1881490/challengeQuestions/732530"
		}
	],
	"id": "1881490",
	"status": "PASS",
	"followupQuestions": {
		"questionSetId": "732530",
		"questionType": "CHALLENGE",
		"questions": {
			"1": {
				"question": "Which of the following is your age today?",
				"answers": {
					"A": "38 years",
					"B": "39 years",
					"C": "40 years",
					"D": "41 years",
					"E": "NONE OF THE ABOVE"
				}
			},
			"2": {
				"question": "Your credit file indicates you may have an auto loan/lease which was opened approximately December 2003. Please choose the credit provider for this account from the following options.",
				"answers": {
					"A": "ALLY CREDIT CANADA LIMITED",
					"B": "BANK OF MONTREAL",
					"C": "DESJARDINS GROUP",
					"D": "PORSCHE FIN SERVICES",
					"E": "NONE OF THE ABOVE"
				}
			},
			"3": {
				"question": "Your credit file indicates you may have a gas card or account which was opened approximately February 2005. Please choose the credit provider for this account from the following options.",
				"answers": {
					"A": "ESSO",
					"B": "IRVING OIL ",
					"C": "MOHAWK OIL",
					"D": "SUNCOR ENERGY INC.",
					"E": "NONE OF THE ABOVE"
				}
			},
			"4": {
				"question": "Your credit file indicates you may have a telephone account which was opened approximately December 2014. Please choose the credit provider for this account from the following options.",
				"answers": {
					"A": "Bell Mobility",
					"B": "Fido",
					"C": "Rogers ",
					"D": "Virgin Mobile ",
					"E": "NONE OF THE ABOVE"
				}
			}
		}
	},
	"correctAnswers": {
		"1": "C",
		"2": "A",
		"3": "D",
		"4": "E"
	}
}
Identity Request Error Response
{
  "error": {
    "code": "5068",
    "message": "Either you submitted a request that is missing a mandatory field or the value of a field does not match the format expected.",
    "details": [
      "principal.phone must contain digits only"
    ]
  }
}
Challenge Questions Successful Response
{
	"links": [{
		"rel": "self",
		"href": "https://api.test.paysafe.com/identity/v1/accounts/1001085300/identifications/1880820"
	}],
	"id": "1880820",
	"status": "PASS",
	"eIdVerifyResponse": {
		"assessmentComplete": {
			"reasonCodes": [{
					"description": "Credit file located=Adequate match",
					"code": "51"
				},
				{
					"description": "Phone record located - Possible match",
					"code": "69"
				},
				{
					"description": "Your inquiry did not result in any phone, address or SIN warnings",
					"code": "94"
				},
				{
					"description": "Supplied address same as the current address in the Equifax database",
					"code": "C1"
				},
				{
					"description": "Credit file history is equal to or greater than six months",
					"code": "CG"
				},
				{
					"description": "Input Date of Birth - is a match to Date of Birth on the credit file",
					"code": "D1"
				},
				{
					"description": "Input Age Matches the Calculated Age on the Credit File",
					"code": "D6"
				},
				{
					"description": "Calculated Age on the Credit File is 19 or Greater",
					"code": "DA"
				},
				{
					"description": "Age of Credit file is greater than or equal to three years",
					"code": "FE"
				}
			],
			"atomicScores": {
				"interactiveQueryScore": 100
			},
			"riskStrategyComponents": [{
					"name": "Risk",
					"value": true
				},
				{
					"name": "Manual_Review",
					"value": false
				}
			],
			"decision": "Y",
			"score": 76
		}
	}
}
Challenge Questions Failed Response
{
	"links": [{
		"rel": "self",
		"href": "https://api.test.paysafe.com/identity/v1/accounts/1001085300/identifications/1881480"
	}],
	"id": "1881480",
	"status": "OUTSORT",
	"eIdVerifyResponse": {
		"assessmentComplete": {
			"reasonCodes": [{
					"description": "Credit file located=Adequate match",
					"code": "51"
				},
				{
					"description": "Phone record located - Possible match",
					"code": "69"
				},
				{
					"description": "Your inquiry did not result in any phone, address or SIN warnings",
					"code": "94"
				},
				{
					"description": "Supplied address same as the current address in the Equifax database",
					"code": "C1"
				},
				{
					"description": "Credit file history is equal to or greater than six months",
					"code": "CG"
				},
				{
					"description": "Input Date of Birth - is a match to Date of Birth on the credit file",
					"code": "D1"
				},
				{
					"description": "Input Age Matches the Calculated Age on the Credit File",
					"code": "D6"
				},
				{
					"description": "Calculated Age on the Credit File is 18 or Greater",
					"code": "D8"
				},
				{
					"description": "Calculated Age on the Credit File is 19 or Greater",
					"code": "DA"
				},
				{
					"description": "Age of Credit file is greater than or equal to three years",
					"code": "FE"
				},
				{
					"description": "Age of Credit file is greater than or equal to six months",
					"code": "FG"
				},
				{
					"description": "Mixed Interactive Query was presented and an inconclusive assessment was determined.",
					"code": "M4"
				},
				{
					"description": "No Match on OFAC.",
					"code": "ON"
				},
				{
					"description": "WARNING: Phone Number found in the Phone Database - Inquiry Address and Address listed in the Phone database is a match. The Last Name on inquiry and Last Name listed in the phone database do not match",
					"code": "TI"
				}
			],
			"atomicScores": {
				"interactiveQueryScore": 25
			},
			"riskStrategyComponents": [{
					"name": "Risk",
					"value": false
				},
				{
					"name": "Manual_Review",
					"value": false
				}
			],
			"decision": "R",
			"score": 26
		}
	}
}

The content of the results returned by the Identity Verification API are strictly confidential and are intended solely for the addressee. The information may also be legally privileged. This transmission is sent in trust, for the sole purpose of delivery to the intended recipient. Any use, reproduction or dissemination of this transmission is strictly prohibited, including without limitation disclosure to the Paysafe applicant being verified. Under no circumstances should you share any of these results with your merchant applicants.

Challenge Question Response Test Values

The correct answers to use when sending a Challenge Question request to the Identity Verification API in the Test environment for Canadian merchants are appended at the bottom of the Successful Identity Request Response. You will find them as an array in the correctAnswers element.

Challenge Question Sample Answers
"correctAnswers": {
		"1": "C",
		"2": "A",
		"3": "D",
		"4": "E"
	}

There is a time limit of 4 minutes to send the Challenge Question request – containing the correct answers – once you have received the Challenge questions in the response from the Identity Verification API. If you take longer than 4 minutes, you will receive a time out error in the response and you will have to initiate the process again with a new Identity Verification request.

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