Virtual Terminal
A Virtual Terminal is a secure web page inside the Business Portal where you can process payments online. With Virtual Terminal, you can digitally accept payments using cards or ACH payments over the phone or by email from your customers. To process transactions, all you have to do is enter information relating to your customer and the chosen payment method into the Virtual Terminal page.

You can:
- Process debit or credit card transactions, including purchases and authorizations.
- Process ACH payments.
- Email receipts to your customers, or send SMS confirmation messages on successful payment.
- Configure your own branding and virtual terminal experience.
For a short overview about taking payments using a virtual terminal, see How a Virtual Terminal Works.
For more information about getting a merchant account and using the Virtual Terminal, contact Merchant Sales in your region.